Credit Affected by Number Changing
As we all know we are in the midst of one of the biggest credit crises in a decade, but this does not stop people from wanting a mortgage or a new mobile phone contract. Each of these people are all trying to get their credit boosted in order to be accepted. But what a lot of people do not know is how much access these companies can actually get about your life, you would be surprised ultimately about how much they actually know.
Have you ever been denied credit, only for the company that ran the check to turn around and tell you that they cannot tell you the reasons why. The reason they cannot really tell you is because they simply do not have that much information to hand, they have no clue about which bill you missed, they are just aware of an overall score and public information such as CCJs.
There are so many ways that you can work to keep your credit score healthy. First and foremost you should always pay your bills ontime, alot of firms such as mobile contract providers actually work closely with credit houses, therefore missing a bill may have a detrimental affect on future purchases. Secondly is a simple fact and that is trying to be consistent on your applications.
Let me just give you a quick example, if you put on one application that you had a different phone number and everytime you got credit checked this phone number was changing people may feel that you are trying to hide something.
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Filed under: Financial Advice