Like many people, you may have found that your investments have not done very well recently – in fact, you may even be delaying retirement for a couple of years to make up for your losses. If you are in a company 401(k) plan, you may have had typically only ten or twelve funds to [...]
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If you’re in the midst of retirement planning, then you’ve probably encountered more than a few advertisements for long-term care insurance. If you didn’t seize the opportunity to take advantage of this necessary expense, then find a provider quickly: long-term care insurance is one of the most important components of a healthy retirement, as it [...]
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No one likes to talk about the possibility of death, especially when it comes to their own; however, if you want a happy and comfortable retirement, you’ll need to plan out your estate so you don’t leave your family behind with bad debts along with old memories. If you think that you need to hire [...]
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I’m always amused by people who will spend a lot of time and effort becoming educated on topics such as the best type of big screen TV to buy, yet completely ignore their financial education and are surprised if their retirement savings don’t work out as they thought they should. Sometimes the excuse is [...]
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The economy has been hitting your retirement fund hard. Between the fluctuating market to the threat of inflation, it’s no wonder that you’re worried about the health of your retirement savings – and are possibly tempted to just put off saving for retirement until the recession disappears. However, now is not the time to give [...]
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It’s a question that more baby boomers have been asking: why can’t I depend on my Social Security for retirement? After all, you’ve been paying a lot of money towards your Social Security – shouldn’t you be able to get back that money in the form of a generous retirement fund? Frustrating as it [...]
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We’ve heard the story before. As the credit crunch tightens its grip, you’re finding it much more difficult to pay for those bills and meet your basic needs. You’re desperate to find a way out of the mess without having to take a second job or sell an organ on the black market – so [...]
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It’s something that every baby boomer has dreamed of at some point – the early retirement. Those dreams of a Florida retirement, or days spent traveling the world with a loved one is an awfully tempting thought, but many of us brush off the notion of an early retirement simply because we don’t think we’ve [...]
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Remember those dreams about early retirement? It can be easy to daydream another dreary 9-5 day with thoughts of sunny golf courses, exotic and undiscovered locations to travel to and more free time than you know what to do with. Of course, most people brush off the thoughts of an early retirement as just fantasy, [...]
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Between 2007 and 2009, many near-retirees have had their confidence blown to pieces as they’ve watched their 401(k) retirement funds stagger under the strengthening recession. As they near their retirement age, many baby boomers are desperate for a sense of security, as there’s no guarantee that their retirement savings will still be there. In fact, [...]
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