Truck Drivers Are At Risk For Sleep Apnea
Truck driving is perhaps one of the most dangerous occupations in the world. Why would it be so dangerous, you might ask? You see there are several drivers who die because of highway accidents. Even if you drive carefully, there is no assurance that you will not encounter a problem along the road. For this reason, truck drivers need to have medical insurance to protect their overall welfare. Health insurance for truckers is very difficult to obtain
There are various good health insurance policies that are intended for drivers. If you want to make sure that you get the most out of your health benefits, it is highly recommended that you consult an insurance expert. Because there are many plans available, it is important that you do this to determine which plan is best for you and your needs.
Truck drivers are prone to health problems because of their lifestyle This is why it is very important that you have a good health insurance plan that will provide comprehensive coverage for you when you need it. You should seek out a plan that will not only cover hospitalization expenses, but also testing, x-rays, and doctor office visits. You also need prescription help.
If you will get health insurance plan, it is important that you consider some vital factors regarding the premiums as well as the benefits. While not all insurance policies are expensive, they also are not cheap! There are a wide variety of health insurance plans available to drivers and there is bound to be one for you that is affordable. You need to make sure that you chose a plan that will give you the best benefits that you can afford. There are many insurance policies to choose from so be careful in your selection.
Drivers with untreated sleep disorders, such as OSA, are a serious threat to themselves and others that are traveling our highway system. Driver exhaustion is to blame for over 110,000 vehicle accidents and 1,500 fatalities each year and the National Highway Traffic Safety Administration says that the expense of drowsy driving is $12.4 billion a year. An untreated truck driver has a Situational Performance that is the equivalent of a truck driver with a Blood Alcohol Content of .06 to .08. As you can see, sleep apnea in the trucking industry is a problem.
It is very concerning that truck drivers with obstructive sleep apnea frequently play down and underreport their symptoms such as snoring and daytime lethargy for fear of losing their job. With limited physical activity, erratic schedules and a high fat eating habit, the trucking standard of living is very harmful. This is what causes drivers to become a high risk. The trucking lifestyle is not the cause of the disease but it contributes greatly to it.
Filed under: Financial Advice